Livestock is more than an agricultural asset. For many farmers, it represents working capital, household wealth, a source of income, food security and, in commercial operations, a significant investment in land, infrastructure, breeding stock and production systems.
This makes the emerging 2026/27 El Niño risk a matter that should be treated not simply as a weather concern, but as a strategic livestock risk-management issue.
Thatched properties are valued for their character, architectural appeal and connection with the natural environment. They are particularly common in lodges, guest houses, safari properties, restaurants heritage buildings, rural homes and now with outside gazebos in city houses.
However, the very construction features that make a thatched property distinctive can also create a significant fire exposure. A thatched roof should therefore not be treated simply as an architectural feature. It should be regarded as a specific risk-management consideration requiring deliberate prevention, early detection, regular maintenance and appropriate insurance protection. This is even more important now due to climate change which makes our summer temperatures higher than usual.
Every day, thousands of motorists, transport companies, farmers, mining businesses, and commercial fleets rely on fuel stations to keep their operations moving. While most fuel station owners invest in property insurance, fire cover, and public liability insurance, one critical protection is often overlooked Products Liability Insurance
Mining companies operate in one of the most capital-intensive and high-risk sectors in the global economy. From exploration and extraction to export and commodity trading, the industry depends heavily on cross-border transactions, long supply chains, and volatile markets.
Trade finance plays a crucial role in enabling mining companies to move commodities such as gold, platinum, coal, and copper across international markets. However, these transactions expose mining firms to significant financial and geopolitical risks. Trade Finance Insurance provides a critical safeguard, ensuring stability, liquidity, and growth.
On Valentine’s Day, love is everywhere.
In roses handed over shy smiles.
In WhatsApp’s sent at midnight.
In promises whispered softly: “I’ve got you.”
But real love doesn’t stop at poetry and petals.
For many people, a home is more than bricks and mortar. It is a place of safety, comfort, and memories. Inside it are the possessions that make life functional and meaningful from furniture and appliances to electronics, clothing, and personal valuables
In today’s business environment, risk is no longer a distant possibility — it is a daily reality. From cyber threats and supply-chain disruptions to liability claims, regulatory pressure, and operational downtime, businesses face complex and evolving exposures.
Yet many organisations still treat insurance as a once-a-year renewal exercise rather than a strategic risk-management function. This is where the role of an insurance broker becomes not just valuable, but essential.
Road accidents often result not only in damage to vehicles but also to public property, such as traffic lights, road signs, guardrails, and barriers. While most drivers understand that their own car can be repaired under a motor policy, few realize that damages to public infrastructure like a traffic signal knocked down in a collision are also insurable events on both comprehensive and third party policies.
Every October, Firstlink joins millions of people worldwide in observing Breast Cancer Awareness Month a global health campaign dedicated to increasing awareness about breast cancer, promoting early detection, and supporting those affected by the disease. For us, this is more than a symbolic gesture; it reflects our commitment to securing tomorrow, today, by protecting lives, promoting wellness, and supporting the communities we serve.
Large-scale engineering and construction project like power plants, factories, refineries, or telecommunication towers carry inherent risks during their erection and installation phases. Accidents, natural perils, design defects, or equipment failures can lead to costly damage, time delays, and liability exposures.
Erection All Risks (EAR) insurance is a specialized policy designed to protect contractors, project owners, and financiers against such losses during the erection, testing, and commissioning of plant, machinery, and steel structures.
