This policy provides extra liability insurance protection beyond existing limits and coverages of other standalone liability policies. Umbrella insurance usually provides a more cost effective way to purchase a higher limit for the various exposures that your business may...
Whether one is a collector (private or corporate), exhibitors, galleries, auction houses, dealers or jewellers, the insurance solutions enable you to rest knowing that your collection is...
This policy covers damage to goods stored in specified cold storage spaces, which occurs as a result of a change in temperature caused by a breakdown of the refrigeration equipment or accidental damage to...
Most businesses require this policy as they interact with the public (customers, visitors and other third parties).The policy provides financial protection for costs your business is legally liable for due to claims by third parties for injuries, illness, death and property...
Farm Combined Insurance provides cover for various aspects of the farm which are: a. Farmhouses and other property like barns with an option to insure the contents. b. Farming plant and equipment like tractors, centre pivots or refrigeration plant. c. Greenhouses d. Vehicles...
Cyber liability Insurance has many options from which clients can select in terms of cover structure and levels. As an ever-evolving area due to technological changes and increased digital inter-connectivity, cyber liability insurance is one of the most adaptive insurance...
Directors and officers (D&O) liability insurance is intended to protect individuals from personal financial losses if they are sued because of serving as a director or an officer of a business. The policy covers the costs (inclusive of legal costs) that directors shall become...
This policy provides cover for your buildings and structures against loss or damage due to a number of accidental means, unforeseen circumstances, natural disaster or the intentional acts of malice by...
Product recalls can be involuntary (required by a regulatory agency or the government) or voluntary (manufacturer discovers a defect that requires a recall), and they are usually...
This policy is suitable for businesses which make, sell or supply products. Product liability insurance, provides financial protection in case of claims for third party injury, illness, death or property damage caused by products you’ve manufactured, supplied or sold. The...
Being a trustee comes with a lot of duties and responsibilities at law. Failure by trustees to discharge these obligations to the required standard, or completely can result in them being held personally liable. Trustee’s liability insurance provides cover against allegations...
This is a very specialised cover and is usually specific according to type of business operation. Cover is usually for total loss due to accident or disease.The cover can be extended to include epidemics, pollution, poisoning, malicious act by third parties, riot and strike,...